Since 1972, Allen Lawrence & Associates, LLC has been a leader in commercial insurance, surety, employee benefits and Risk Management Services for industry segments such as Transportation Industry, Warehousing, Distribution, Construction Industry, Commercial Property Owners, Developers, Food Products, Manufacturers, Banks & Financial Institutions, Oil & Gas Industry, Technology Industry, Healthcare, Medical Services, and Entertainment Industry.
Our experienced staff provides best-in-class service, loss control, occupational safety & health engineering, claims management and human resources consulting. This expertise allows us to provide competitive traditional insurance options as well as custom-designed, proprietary alternative risk solutions including, captives and self-insured groups.

- Transportation Warehousing and Distribution
- Construction Industry
- Commercial Property Owners and Developers
- Food Products
- Manufacturers
- Banks & Financial Institutions
- Oil & Gas Industry
- Technology Industry
- Healthcare/Medical Services
- Entertainment Industry

Medical Insurance
- Health Maintenance Organizations (HMO)
- Preferred Provider Organizations (PPO)
- Health Savings Accounts (HSA)
- Health Reimbursment Accounts (HRA)
- Self-Funded Plans
Dental Insurance
- Dental Maintenance Organizations (DMO)
- Preferred Provider Plans (PPO)
- Voluntary Plans
- Self-Funded Plans
Life and Disability Insurance
- Term, Universal and Whole Life
- Short and Long Term Disability
- Voluntary Life and Disability
Vision Plan
- Fully-Insured Plans
- Voluntary Plans
- Self-Funded Plans
Retirement Plans
- 401(K)
- 403(b)
Specialty Group Programs
- Group Long Term Care
- Flexible Spending/Section 125 Plans
- Employee Assistance Programs
- Executive Reimbursement
- Medicare Supplements
- Travel Medical, Evacuation, Trip Cancellation, Lost Baggage
- Estate Planning
- Individual Life and Long Term Care
- Individual and Family Medical Plans
- Annuities
- Key Person Life


- About Workers' Compensation Self Insurance
- How Does Self Insurance Work?
- How Do Self-Insurance Groups Succeed?
- California Truckers Safety Association Workers Compensation Program Inc.(CTSA)
- CTSA Member Comments
- Food Products of Ca Workers Compensation Program, Inc.

- About Group Captive Insurance Companies
- Safe Trucking Insurance Limited
- Safe Trucking Member Comments

- About The Risk Management Process
- Impact of Reducing the Experience Modifier
- Claims Management Services
- Risk Philosophy
- Exposure Analysis
- Resolution of Exposure
- Marketing

- About Value Added Services
- HIPAA Services
- Human Resources & Safety Consulting
- COBRA Services
- HR Survey
- Facility Safety Report
- Personnel System
- Employee Handbook & Annual Updates
- Workers' Comp Claims Auditing & Control
- Print Your Emergency Medical I.D. Card
- Employee Benefit Statements
- Value Added Claims Support
- Insurance News