April 12, 2024

Risk Management Services

Claims Management Services and 
Impact of Reducing the Experience Modifier
Are you paying too much for Workers’ Compensation Insurance?
  • Reduce excessive workers’ compensation premiums, through our innovative claim reserve audit services, which will lower your experience modifier.
A thorough Audit will assess the following variables:
  • Verify accuracy of reserves using first reports of injury and review the circumstances that let to the injury.
  • Review claims investigation procedures, including whether subrogation and second injury fund are appropriate.
  • Review attending physician’s reports and independent medical reports.
  • Review the potential for returning the claimant to either full or light duties, medical rehabilitation or vocational rehabilitation.
  • If using medical or vocational rehabilitation, review the appropriateness of this service.
  • Request activity checks and surveillance by the insurance company or third party administrator if appropriate.
  • Determine whether the insurance company has requested appropriate DIA hearings, including discontinuance, earning capacity, vocational rehabilitation, fraudulent claims, impartial physicians and non compensable claims.
  • Review the lump sum demand and advise on appropriateness of settlement.

Call 800-995-9170

Since 1972, Allen Lawrence & Associates, LLC has been serving the insurance needs of businesses and individuals throughout the United States.
As a broker we represent you, the buyer of insurance, in the world insurance market. Our role is to assist you in evaluating operating risks and in preventing financial loss to you and your stakeholders..
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Address: 7033 Owensmouth Ave.
Address: Canoga Park, CA 91303-2006
Telephone: Toll Free - (800) 995-9170
Telephone: (818) 704-0700
FAX: (818) 348-5472
E-mail: info@AllenLawrence.comContact Us FormPrivacy PolicyTerms of Use
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