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December 11, 2024

Food Products of CA Worker's Compensation Program, Inc. (FPCA)

Innovative Approach To Traditional Workers’ Compensation Insurance For Food Products
Food Products of California Worker's Compensation Program, Inc. (FPCA)
Group Program Benefits —
Food Products of California Worker's Compensation Program
  • Accepted standard industry code (SIC) 20: meat & meat products, confectionery, dairy products and related products
  • Rates can be reduced as much as 30% less than traditional insurance or State Fund rates
  • Future premium savings, as well as savings from reduced administrative costs
  • Improved cash flow through elimination of advanced premium payments
  • Approved and regulated by California Department of Industrial Relationsy
  • Excess and aggregate insurance coverage provided by “A” rated national insurance carrier
  • State certified and approved Safety and Loss Control programs
  • Improved loss experience through more effective loss prevention and loss control
  • Board of Trustee participation through underwriting review and approval process
  • Improved service and control through specialized Workers’ Compensation Industry professionals
  • Industry specific, dedicated and experienced program administrators and claims’ management adjusters
  • Long-term stability, as well as potential for dividend returns from loss and expense-fund surpluses
  • Self-Insured program with 100% group surplus and interest income owned by its members
Initial Submission Requirements —
ood Products of California Worker's Compensation Program, Inc.
  • Accord and program application inclusive of SIC code and experience modification
  • Five years of currently valued loss information
  • Description of losses in excess of $50,000
  • Five years of historical payrolls and premiums
  • Estimated payroll for 2015-2016 by class code
  • Latest year-end financial statement
  • Supplemental information may be required
Class Code Description Class Code Description
0034 Poultry Raising 2109 Fruit-dried fruit packing
2002 Macaroni Mfg 2111 Canneries
2003 Bakeries & Cracker Mfg. 2113 Canneries-fish
2014 Grain or Rice Milling 2116 Fruit Juice Mfg.
2014 Feed Mfg. 2117 Vegetable or Fruit Processing - Frozen
2030 Sugar Mfg. or Refining-beet/cane 2121 Breweries or Malt Houses
2063 Creameries & Dairy Products Mfg. 2142 Wineries
2095 Meat Products Mfg - NOC 2142 Distilling
2102 Fruit or Vegetable Dehydrating 2142 Vinegar Mfg.
2106 Olive Handling 2150 Ice Mfg. Or Ice Dealers
2106 Pickle Mfg. 2163 Bottling- Beverages
2107 Fruit-fresh fruit packing 6504 Confections & Food Sundries Mfg. Or Processing
2108 Fruit-citrus fruit packing 8021 Meat Dealers Wholesale
 

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